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ABOUT ME

Hey there! I'm Ace Money, creator of Money Mic Drop (MMD for short). If you want to know why I started this personal finance blog, please read my first post here! It all comes from the heart.

IRL, I'm a 29yo female working professional in NYC. I work in a field where my money research benefits my professional and personal life. I feel very grateful to have a genuine passion for money- whether it's growing my assets, helping others with their budgets, or analyzing retirement saving options... the list goes on.

Outside of personal finance, some of my interests include: doggos 🐶, food 🍲, skincare 🌞, relaxation 💆, martial arts 🥋, and life hacks including "how-to-make-my-life-more-fun-and-efficient" 💁.

If you've come here to learn & share money insights while also enjoying some gifs/memes, you've come to the right place.

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Popular posts from this blog

Money Diary #003 - February in Review

Time passes by so quickly when we don't expect it to! In January, I was heads down taking two grad classes during the winter session. It was a struggle doing presentations and papers, but I am paying so much for grad school the hustle has to be #worthit. Plus read more below about how I also hacked my tuition payment by using a credit card (yeee yeee).

Right after winter session ended, I spent a family weekend in Atlanta, coinciding perfectly with Black History Month. Then Valentine’s Day came and went, and I went on an annual ski/board trip with friends. I thought that with all my traveling, I would be massively over budget- but surprisingly, I didn’t do too bad! My major expense in Feb? Still grad school, by far.

Here's where I landed in February (numbers rounded for simplicity):



Highlights by Bucket:
1. Grad School Savings & Payments
     - $5,290, Tuition payment 2 of 3.
     - $132.25, Plastiq's 2.5% fee for payment via credit card

Last month I shed a single tear …

Money Diary #004 - March in Review

Looking back at March, I remember a general vibe of awesome-ness. My personal wins included: family time, volunteering, a great performance review at work, and successfully using my Plastiq tuition hack. Last but not least, I spent under $8 for 12 filling meals in Manhattan, via the Ritual app (more deets below. It's like I hit the lottery!) Are the money voyeurs out there early anticipating this every month? Who knows, but here we go.
Here's where I landed in March (numbers rounded for simplicity): 


Top highlights for this month by bucket:
1. Grad School Savings & Payments
     - $5,280, Tuition payment 3 of 3. So ends my installments for tuition for now.
     - $120, Plastiq's 2.5% fee for payment via credit card.

Although it appears way over budget this month, I am ecstatic that my grad school accepted the check that Plastiq cut and mailed to them last month. No news is good news, and I didn't hear a peep from the bursar's office. Now that I know for sure the…

MMD's May 2019 Money Moves

Time stops for no one. Thus, another month is over. Here's my top money moves for May!

1. Assess new budget/financial trackers (Bye bye, Mint?).
     Last week, I saw major changes in Mint's mobile app layout that drastically reduces the effective everything-at-a-glance nature that the tool used to give me. Now, each section (account totals, budget, cash flow) is separated out into swipe left icons. No. No. No. Recent reviews on Google Play emphasize how much the new app sucks, but bad reviews are not as visible on the App Store for whatever reason. 🤷
     In my first Money Mastery post, I not so casually threw out there that I've used Mint for over 2,700 days. I've used Mint when I was spending under $300/month as a student living at home to being a kickass adult buying my first home and deploying grad school tuition hacks. With 7 years of Mint usage under my belt, I know that it'll be hard to switch to something new, but it may very well be time to do so. I am g…




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